.start-intro{padding:46px 0;background:linear-gradient(110deg,#f3f9fa 0%,#fff 58%,#fff7e8 100%);border-bottom:1px solid var(--line)}.start-intro-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(300px,.85fr);align-items:end;gap:48px}.start-intro h1,.request-copy h2,.prepare-grid h2{margin:0;color:var(--navy);font-family:'Libre Baskerville',Georgia,serif;line-height:1.16}.start-intro h1{max-width:700px;font-size:clamp(35px,3.2vw,48px);letter-spacing:-.02em}.start-intro-grid>p{margin:0 0 5px;padding-left:28px;color:#40586e;border-left:3px solid var(--gold);font-size:18px}
.start-steps{padding:58px 0}.compact-start-heading{margin-bottom:30px}.compact-start-heading .eyebrow{margin-bottom:4px}.compact-start-heading h2{font-size:clamp(31px,3vw,42px)}.start-step-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:0;padding:0;list-style:none}.start-step-grid li{padding:28px;border-top:4px solid var(--teal);background:#f3f8fa}.start-step-grid li:nth-child(2){border-top-color:var(--gold)}.start-step-grid span{display:block;margin-bottom:14px;color:var(--teal);font-family:'Oswald','Arial Narrow',Arial,sans-serif;font-weight:700;letter-spacing:.1em}.start-step-grid h3{margin:0 0 8px;color:var(--navy);font-family:'Libre Baskerville',Georgia,serif;font-size:20px}.start-step-grid p{margin:0;color:#586c7e}
.request-section{background:#f5f8fa}.request-grid{display:grid;grid-template-columns:minmax(280px,.78fr) minmax(0,1.22fr);gap:64px;align-items:start}.request-copy{position:sticky;top:120px}.request-copy h2{margin-bottom:16px;font-size:clamp(31px,3vw,42px)}.request-copy>p{color:#536779}.security-note{margin-top:28px;padding:22px;color:#254258;background:#fff7e8;border-left:4px solid var(--gold)}.security-note strong{display:block;color:var(--navy)}.security-note p{margin:5px 0 0}.direct-contact{display:flex;margin-top:26px;flex-direction:column}.direct-contact strong{color:var(--navy)}.direct-contact a{color:var(--teal);font-size:24px;font-weight:800;text-decoration:none}.direct-contact span{color:#657787;font-size:14px}
.form-panel{padding:38px;background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:0 14px 36px rgba(3,31,60,.07)}.intake-request-form{display:grid;gap:20px}.form-row{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.intake-request-form label:not(.consent-check){display:block;margin-bottom:6px;color:var(--navy);font-size:14px;font-weight:700}.intake-request-form input:not([type="checkbox"]),.intake-request-form select,.intake-request-form textarea{width:100%;min-height:48px;padding:11px 13px;color:#1d334a;background:#fff;border:1px solid #aebdc8;border-radius:4px;font:inherit}.intake-request-form textarea{resize:vertical}.intake-request-form input:focus,.intake-request-form select:focus,.intake-request-form textarea:focus{outline:3px solid rgba(226,165,44,.35);border-color:var(--navy)}.intake-request-form small{display:block;margin-top:5px;color:#637586}.consent-check{display:flex;gap:11px;align-items:flex-start;color:#40566a}.consent-check input{width:20px;height:20px;margin-top:3px;accent-color:var(--teal)}.form-submit{width:max-content}.required-note{margin:0;color:#687989;font-size:13px}.form-trap{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.form-message{margin-bottom:24px;padding:18px;border-left:4px solid}.form-message p{margin:4px 0 0}.success-message{color:#164e43;background:#eef9f4;border-color:#18806b}.error-message{color:#7b1f25;background:#fff0f1;border-color:#bc3440}
.prepare-section{padding:62px 0}.prepare-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;align-items:start}.prepare-grid h2{font-size:clamp(30px,3vw,40px)}.prepare-grid ul{display:grid;grid-template-columns:repeat(2,1fr);gap:14px 28px;margin:0;padding:0;list-style:none}.prepare-grid li{position:relative;padding:14px 14px 14px 38px;color:#445c70;background:#f3f8fa}.prepare-grid li:before{content:"";position:absolute;top:20px;left:18px;width:9px;height:9px;background:var(--gold);border-radius:50%}
@media(max-width:850px){.start-intro-grid,.request-grid,.prepare-grid{grid-template-columns:1fr;gap:28px}.start-step-grid{grid-template-columns:1fr}.request-copy{position:static}.prepare-grid ul{grid-template-columns:1fr}}
@media(max-width:560px){.start-intro{padding:38px 0}.start-intro h1{font-size:35px}.start-intro-grid>p{padding-left:18px}.form-panel{padding:25px}.form-row{grid-template-columns:1fr}.form-submit{width:100%}}
.full-application-callout{padding:48px 0;color:#fff;background:linear-gradient(110deg,var(--navy-deep),#074e68)}.full-application-inner{display:flex;align-items:center;justify-content:space-between;gap:40px}.full-application-callout h2{margin:0 0 8px;color:#fff;font-family:'Libre Baskerville',Georgia,serif;font-size:clamp(28px,3vw,38px)}.full-application-callout p:not(.eyebrow){margin:0;color:#d8e6ee}@media(max-width:760px){.full-application-inner{align-items:flex-start;flex-direction:column}}